# Introduction
## Project Overview A next-generation global marketing technology (MarTech) infrastructure with over 1.3 million users across 200 countries. The platform transforms traditional Web2 quizzes, missions, and events into fully automated Web3 campaigns with instant on-chain rewards. By combining SDKs, embed codes, social-login wallets, and gasless onboarding, it significantly lowers participation barriers while enabling brands, marketers, and communities to run global campaigns efficiently and transparently. ## Highlights * Global User Base: Over 1.3 million cumulative users across 200 countries, demonstrating strong initial adoption and international reach. * Gamified Learn & Earn: Daily quizzes, missions, and social activities convert routine engagement into meaningful token rewards, keeping users motivated. * Mobile & Web Integration: Mobile hub enables light, recurring participation and point accumulation, while the web portal supports fully on-chain campaigns, automated reward distribution, and seamless SDK integration for broader digital marketing and campaign execution. * Scalable Campaign Infrastructure: Supports creators and marketers to deploy campaigns across multiple channels, ensuring transparent, automated reward flows and the ability to scale globally. ## Vision To redefine digital reward campaigns by bridging mobile engagement with on-chain execution, creating a sustainable, transparent, and scalable platform for users, creators, and marketers worldwide. # Structure ## Mobile: Daily Reward Hub The mobile hub is designed as the core daily engagement space. Users participate in quizzes, missions, and social interactions to earn points (SURF), which can be spent on in-app perks and items. This light, gamified loop encourages routine participation and prepares users for more advanced on-chain activities. ## Web: On-Chain Portal ***(Coming Soon)*** \ The web portal is fully on-chain and developer-friendly, enabling automated campaign deployment, token distribution, and SDK integration. Creators and marketers can run campaigns that are transparent, scalable, and programmable, while users can interact with quizzes, staking, and campaign participation in a seamless Web3 environment. # Official Channels | Channels | Links | | --------------------- | ------------------------------------------ | | X | | | Discord | | | Telegram Announcement | | | Telegram Group Chat | | | Linktree | | | Support Email | | # Daily Reward Hub The mobile hub serves as the daily engagement center for users, offering a lightweight, gamified experience that motivates consistent participation. Key features include: ## Daily Quizzes & Missions Users can complete short quizzes and missions every day, earning SURF points as rewards. These activities are designed to be fun, educational, and engaging, encouraging daily routine participation. ## Social Interactions Integrated social tasks such as sharing, inviting friends, or engaging with community content strengthen user engagement and increase retention. ## Point Accumulation & Redemption Points earned (SURF) can be redeemed for in-app perks, collectible items, and Surfboard upgrades that unlock access to BAY, the ecosystem token, bridging daily engagement to on-chain utility. ## User Progression A gamified leveling system, item collection, and achievement tracking provide a continuous sense of progression, ensuring long-term engagement. ## Preparation for On-Chain Participation By interacting with the Daily Reward Hub, users build familiarity with token mechanics, preparing them to participate in more advanced on-chain activities in the Web Portal. ## Download the App | Platform | Links | | ---------------- | ---------------------------------------------------------------------- | | Google Playstore | | | Apple Appstore | | # On-Chain Portal Coming Soon The Web Portal is designed for fully on-chain campaign creation and execution, catering to both creators and participants. Key features include: ## Campaign Deployment & Management Creators can design and launch campaigns directly on-chain using SDKs, embed codes, or platform tools. Campaigns can include quizzes, missions, raffles, or social tasks, with automated tracking and reward distribution. ## Automated Reward System Rewards are delivered instantly via smart contracts, ensuring transparency, trustlessness, and scalability without manual intervention. ## Flexible Token Use Participants can use BAY for rewards, staking, and participation in selective launch events, creating a continuous, token-driven engagement loop. ## Participant-Friendly Interactions Supports multiple submission formats including quiz answers, image or link uploads, and social actions. The system ensures fair rules, time windows, and verifiable randomness for raffles or competitions. ## Analytics & Insights Creators and marketers gain access to campaign performance data, engagement metrics, and user insights, enabling optimized targeting and campaign iteration. ## Global Accessibility The portal is designed for cross-border participation, allowing users from 200+ countries to engage with campaigns without geo-restrictions. ## Expansion Potential The Web Portal enables Marina Protocol to scale beyond mobile engagement, offering a professional-grade platform for marketers, creators, and communities. Its on-chain architecture ensures campaigns are verifiable, automated, and scalable, bridging mobile engagement with global Web3 participation and creating new opportunities for both B2C and B2B interactions. # Framework Points earned in the Daily Reward Hub (SURF) are linked to the broader ecosystem via BAY, the platform’s token. Users can use BAY to: * Participate in staking programs and earn additional rewards. * Engage in selective launch events and token-integrated campaigns. * Enable B2C interactions by redeeming rewards and accessing gamified app features. * Enable B2B engagement, where marketers and creators utilize BAY for campaign execution, ensuring scalable, automated, and verifiable reward flows. # Tokenomics ## Ticker BAY ## Total Issue 1,000,000,000 ## Chain BNB Chain (BEP-20) ## Token Contract [0xA7bef5abd9265Ab97EE43D2fc4A56e0Ba25ACA25](https://bscscan.com/token/0xA7bef5abd9265Ab97EE43D2fc4A56e0Ba25ACA25) ## Token Allocation
## Token Distribution Please visit [this token table](https://docs.google.com/spreadsheets/d/e/2PACX-1vQ4V5dCHAD_HE6S2vjmEu9xd369w0zTNJCf2n6YIjqPB1oUwfZDG4gQ66W_KkzGX9SsShlRqyM9dQ-R/pubhtml#gid=0) for distribution, vesting detail and current circulating supply. ## Vesting Contracts
Contract AddressDescription
0x796B276Ca4b69aC6b789EcA8De0f83BE044e98beEcosystem Reward & Staking
0xC7bA0992F814325e78066917A7F96494C04339f1OG & Community
0x5bB391D1C67E0B9AF57BdF09c4B47615c637D289Liquidity
0x6B516DA7291bEcC4f5F588A7Db105dEF9Dc8F840Marketing
0xA81d1e7Cd3e022CFFf88C70F6BcC74759cd407b4Seed & Invest Round
0x7635531188d80e604875f50409D842647ddAf343Contributor
0x76D6bf69C4D324B1c02Bc3676C1E115DbD6eDbA4Advisor & Partners
0x20D81500A63A50d66B0f0C6F253d6Ff967d37222Foundation
# Milestones {% stepper %} {% step %} ### Launch of Android App Dec 2023 {% endstep %} {% step %} ### Launch of iOS App Jan 2024 {% endstep %} {% step %} ### App surpasses 500,000 cumulative downloads Mar 2024 {% endstep %} {% step %} ### Selected for NVIDIA Inception Program Apr 2024 {% endstep %} {% step %} ### Partnership with Bybit's Blockchain for Good Alliance Jun 2024 {% endstep %} {% step %} ### $30,000 credits received through Google for Startups Nov 2024 {% endstep %} {% step %} ### App surpasses 1 Million cumulative downloads Dec 2024 {% endstep %} {% step %} ### 120,000 wallet-linked event participants Jan 2025 {% endstep %} {% step %} ### App surpasses 1.3 Million cumulative downloads Jun 2025 {% endstep %} {% step %} ### 250 Million in-app AD impressions Sep 2025 {% endstep %} {% step %} ### TGE & Global Exchange Listing Nov 2025 {% endstep %} {% endstepper %} # Next Phases ## 2026 #### ⏺ Establishment of Permissionless Reward System * Key Vision: Implementation of a transparent and automated reward distribution architecture powered by Smart Contracts. * Impact: Fostering a fair value-sharing ecosystem within Web3 MarTech through a decentralized, intermediary-free reward infrastructure. #### ⏺ Launch of the Unified Mini-App Ecosystem * Key Vision: Delivering a "Unified Experience" through strategic integration with diverse ecosystem partners. * Impact: Providing a powerful user experience that consolidates diverse entertainment and rewards within a single interface, eliminating the need for external app installations. #### ⏺ Expansion of Gamified App & Entertainment Hub * Key Vision: Building a high-engagement content hub where user activities translate directly into asset value and entertainment (Play-to-Impact). * Impact: Maximizing community engagement by delivering a unique and immersive on-chain gaming experience. #### ⏺ 100% Asset-Backed Stablecoin Loyalty Program * Key Vision: Ensuring reward stability and reliability through a loyalty program backed 100% by real-world assets. * Impact: Preserving the intrinsic value of user rewards and seamlessly extending the user experience into the realm of real-world payments. # Privacy Policy This Privacy Policy was last updated on 15th December 2023. Lazy Surfers Co., Ltd. and its affiliates (“we”, “our”, “us”, “the Company”) is committed to protecting the privacy and security of the information we collect and being transparent about the ways in which we collect and process your information. This statement (the “Privacy Policy”) sets forth our policies and practices for handling the information we collect from or about you. It applies to the Marina Protocol app and online services that we operate and that link to this Privacy Policy, such as the Marina Protocol, the blockchain services and online communities (collectively, the “Services”). It is important that you read this Privacy Policy, together with any other notices we may provide on specific occasions when we are collecting or processing your personal data, so that you are aware of how and why we are using such personal data and what your rights are under the relevant data protection laws. ## COLLECTION OF PERSONAL DATA In this notice, “personal data” means any information about an identified or identifiable individual. We process the following categories of personal data from you when you use our Services: * Contact information, such as your email address. * Registration information such as authentication token issued by the third party platform through which you log-in to sign up to Marina Protocol app (Google, Apple) and access the Services through their respective mobile app, as well as your Marina Protocol Nickname, Wallet address, encrypted wallet key, and technical information (e.g. browser type, OS, device type, IP address). * Information for handling user inquiries and complaints, such as email address or nickname and information related to user issues. We receive the above categories of information from you when you directly provide it to us, or from other sources, including from users of our Services and third-party services and organizations. (e.g. Google, Apple). Please see Appendix II for more information on personal data collected from third parties. Without this information, we are not able to provide you with all the requested services, and any differences in services are related to your information. We do not collect any sensitive information (i.e. data consisting of racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, genetic data, biometrics data, data concerning health or data concerning a natural person's sex life or sexual orientation) or any data relating to criminal conviction and offences from you. ## USE OF PERSONAL DATA We will use your personal data for the following purposes: * To provide you with the Services. We may use your information to open and maintain user accounts, facilitate the functionality of our Services, customize the Services, and to provide forum and community features; * To improve the quality of our Services. We may use your information to maintain, improve, and administer our Services, including by troubleshooting, data analytics, and testing; * To keep our Services and users safe. This includes to detect users illegally using our programs; and to otherwise prevent and respond to fraud, abuse, security risks, and technical issues. * To send you electronic correspondence. We may send you emails or otherwise communicate with you in order to manage inquiries and requests from you or otherwise to communicate about your use of the Services. * To comply with applicable laws and regulations. This includes using your information to ensure compliance with legal obligations (such as record keeping obligations), solve disputes, enforce our contractual agreements, and to establish, exercise or defend legal claims. We will use your personal data on the following legal bases as described in Appendix I: 1. To perform a contract we have entered into with you; 2. To comply with a legal obligation; or 3. Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests. We may also use your personal data on the following less common legal bases: 1. To protect your interests (or someone else’s interests). 2. Where your consent is given; or 3. Where it is required to defend or pursue legal claims. ## AUTOMATED DECISION-MAKING AND PROFILING We do not engage in profiling or other automated decision making in the course of our relationship with you. ## DISCLOSURE OF PERSONAL DATA We may share your personal data with third parties in the following contexts: * Disclosure to our service providers and external controllers:We may use third-party vendors and service providers (or “data processors”) to process your personal information for the purposes outlined above. Our data processors operate only in accordance with our instructions, in line with this policy, and are subject to appropriate confidentiality and security obligations. * Disclosure to external controllers:We may share your information with external controllers to process your personal information for the purposes outlined above. Please see Appendix III for more information on personal data provided to external controllers. * Disclosure pursuant to business transfers:We may share your information in connection with a substantial corporate transaction, such as the sale of a website, a merger, consolidation, asset sale, initial public offering, or in the unlikely event of bankruptcy. * Disclosure for legal purposes:We may also transfer your personal data to law enforcement agencies, governmental authorities, legal counsel and external consultants in compliance with applicable data protection laws. The legal basis for such processing is compliance with a legal obligation to which we are subject to or our legitimate interests, such as the exercise or defense of legal claims. * Disclosure with your consent:Lastly, we may also share information about you to third parties when you have consented to it. Our services allow you to upload and share messages and other content with others. If you choose to engage in public activities on the Services, you should be aware that any information you share there can be read, collected or used by other users of these areas. You should always exercise discretion and use caution when disclosing information while participating in these areas. We are not responsible for the information you choose to submit in these public areas. If a recipient of your personal data is located outside of the EU and the European Economic Area (“EEA”) in a country that is not recognized by the European Commission as ensuring an adequate level of data protection, we will implement appropriate measures to ensure that your personal data remains protected and secure when it is transferred outside of your home country, in accordance with applicable data protection and privacy laws. These safeguards include data transfer agreements implementing European Commission's Standard Contractual Clauses (a form of data transfer agreement pre-approved by the European Commission as providing adequate safeguards for personal data). You may ask for a copy of such appropriate measures by contacting the company published in the policy. ## CHILDREN Services are not intended for anyone under age of 19. We do not knowingly collect or sell any information from children, as defined by applicable law, without parental consent or as otherwise permitted by applicable law. ## DATA SECURITY We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorized way, altered or disclosed. In addition, we limit access to your personal data to only those employees, agents, contractors and other third parties who have a business need for such access. We have put in place procedures to deal with any suspected data security breach and will notify you and any applicable regulator of a suspected breach where we are legally required to do so. ## DATA RETENTION We will only retain your personal data for as long as necessary to fulfill the purposes set out above, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements. Broadly, most of your data will be deleted immediately upon termination of our relationship with you. But in the following circumstances, your personal data will be retained for different set periods: (i) Information of users with activity history and/or transaction history and/or remaining $SURF, $BAY and other assets in the Marina Protocol app - 5 years\ (ii) Information related to inquiries submitted to customer support - 3 years\ (iii) Information of users with incomplete Marina Protocol account creation - up to 60 days Notwithstanding the above, we may keep your personal data as long as required to comply with legal or regulatory obligations to which we are subject. ## YOUR DUTY AND RIGHTS IN RELATION TO YOUR PERSONAL DATA ### **Your duty to inform us of changes** It is important that the personal data we hold about you is accurate and current. If you become aware of changes or inaccuracies in your information, you should inform us of such changes so that the information may be updated or corrected. ### **Your rights in connection with personal data** You may be entitled, in accordance with applicable law, to the following rights to: * Request access to your personal data. This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it; * Request correction and/or deletion of your personal data; * Request the restriction of the processing of your personal data; * Request receipt or transmission to another organization, in a machine-readable form, of the personal data that you have provided to us; * Object, at any time, to the processing of your personal data by us; or * Withdraw your consent. To exercise any of your rights, please contact us by using the contact details at the end of this policy. We may need to request specific personal data from you to help us verify your identity and confirm your right to access the personal data (or to exercise any of your other rights). This is another appropriate security measure to ensure, for example, that personal data is not disclosed to any person who has no right to receive it.In the event that you wish to make a complaint about how we process your personal data, please contact us and we will endeavor to handle your request as soon as possible. You may lodge a complaint with a supervisory authority if you believe our processing of your information is unlawful. If you are in the EU, you can find the supervisory authority for your country and how to contact them in . If you are in the UK, the supervisory authority is the Information Commissioner’s Office, who you can contact in ## DATA CONTROLLER AND CONTACT DETAILS The Company is the data controller for the purposes of the EU GDPR, the UK GDPR and other applicable data protection laws. If you have any questions about this notice or wish to contact the Company regarding your personal data or concerns you have about this notice. **\[Contact Information]** * ## CHANGES TO THIS POLICY We will update this policy to reflect changes in our practices and services, and take appropriate measures to notify you of any significant changes in accordance with applicable data protection laws. When we post changes to this policy, we will revise the "Last Updated" date at the top of this policy. # Terms of Service This Terms of Service was last updated on 24th February 2025. ## Article 1. Objective and Application Scale 1. These Terms of Service aim to define the rights and obligations between the user and the member and the service provider, Lazy Surfers Co., Ltd. (hereinafter the “Company”), regarding the entire service (see the Definition of Terms in Article 2 Clause 1, hereinafter the “Marina Protocol Service”) and explain what is applied by using the service of a company provided on a third - party website or the platform. 2. Members recognize that they are adults with legal ability to use the service by using Marina Protocol Service, and they are considered to fully understand the terms and conditions of this use and agree to all items in the Terms of Service. If a user or member has no legal ability to use Marina Protocol Service or does not agree with these terms of use, he or she must stop any actions that access or use Marina Protocol Service. 3. The member agree that when using the Marina Protocol Service, all services may be stopped and changed at any time, depending on the blockchain network, technology, environment, and all matters. When using the Marina Protocol Service or service directly connected to the Marina Protocol Service, it is considered to be agreed to the contents specified in this document. ## Article 2. Definition of Terms #### The Terms herein shall be defined as follows: 1. ”Marina Protocol Service” refers to each services on the following items provided by Marina Protocol Website([www.marina-protocol.com](http://www.marina-protocol.com)), and Marina Protocol app. 1\) Marina Protocol is a mobile game and social application based on blockchain technology provided by the company. Please refer to Article 3 Clause 2 for details.\ 2\) Providing Whitepaper: Whitepaper is to provided to find information about the services offered by the company, such as Marina Protocol, and other related services, as well as details about digital assets such as $SURF and $BAY etc. 2. “Member” refers to a person who linked his/her own Google or Apple account with the procedures, making a Nickname, required by the Company and using Marina Protocol Service. 3. “Digital Asset” refers not limited to blockchain technology but all blockchain based items or data including cryptocurrency, game token, coin, NFT and other derivative digital assets etc. 4. “NFT(Non-fungible Token)” refers to any digital asset on blockchain that is not mutually interchangeable with other tokens. Within the Service, certain in-app items are provided as NFT. 5. “Cryptocurrency” refers to coin (cryptocurrency issued based on independent blockchain network mainnet) and token (cryptocurrency issued on mainnet such as open public chain without independent blockchain network mainnet). 6. "SURF TOKEN", "BAY TOKEN" is a digital asset issued on the Blockchain Mainnet and can be used within services such as Marina Protocol. 7. "SURF POINT", "BAY POINT" refers to the exchange medium used for accessing content, purchasing items, and engaging in various activities within the Marina Protocol app's gaming and social services. 8. "Marina Protocol app" refers to the integrated blockchain-based services provided by Lazy Surfers Co., Ltd.. Within the Marina Protocol app, users can engage in various services such as production and utilization of SURF POINT and BAY POINT, transfer and exchange of SURF TOKEN and BAY TOKEN, and access to blockchain wallets. 9. "Mnemonic key" refers to a set of 12 words that corresponds 1:1 to the wallet address within Marina Protocol. It is a crucial element for conducting all wallet signatures. As the mnemonic key holds the signing authority, if it is exposed to others, they can perform valid signatures such as transferring tokens. Therefore, it requires special attention and careful handling. ## Article 3. Marina Protocol Service The Company offers a variety of services which may include purchasing, trading or exchange contents. To interact with our Marina Protocol Services, a user and member must have a registered account registered in the Marina Protocol app. Product information, pricing and availability of products listed in the Marina Protocol app are subject to change at all times. #### 1. **Detailed Guide Terms by Services** Prior to using the Marina Protocol Service, please read carefully the Detailed Guide Terms by Services. Proper use and precaution will be provided when a user or member uses the Marina Protocol Service. Digital assets may be required for use of some services and fees may occur depending on the service use. When the user or member uses Marina Protocol Service or service directly connected to the Marina Protocol Service, please be aware that the user or member agrees to the precautions, detailed guide terms etc. that the Service provides. Due to the characteristics of the blockchain technology, used digital assets etc. such as transactions occurred with purchase etc., can not be returned. #### 2. Marina Protocol The company offers online services for games and social content through web or applications based on the Blockchain mainnet. To use Marina Protocol Service, information such as Google or Apple account information, mnemonic key, and private key is required. The Company does not separately save, manage password etc., It is technically impossible for Company to restore such. Therefore, to use Marina Protocol Service, the user is responsible for storing, and managing all information required to use Marina Protocol Service and the Company is not liable for restoring if the user lost such information.\ The digital asset management includes but is not limited to store, transfer, exchange, trade, financial service and the Service may expand through an update etc. THE COMPANY DOES NOT GUARANTEE COMPLETENESS OF INTEGRITY OF SERVICES THAT INCLUDE DIGITAL ASSET STORING, SENDING, EXCHANGING, TRADING, FINANCIAL SERVICES ETC. AND DOES NOT GUARANTEE LOSS OR REWARDS OCCURRED THROUGH THE SERVICE. A MEMBER AGREES THAT ALL SERVICES MAY SUSPEND OR CHANGE AT ALL TIMES DEPENDING ON THE BLOCKCHAIN NETWORK, TECHNOLOGY, ENVIRONMENT, AND SEVERAL CIRCUMSTANCES. WHEN USING THE SERVICE, IT IS CONSIDERED TO BE AGREED TO THE CONTENTS SPECIFIED IN THIS DOCUMENT.\ THE TAX TREATMENT OF DIGITAL ASSET TRANSACTIONS IS UNCERTAIN, AND IT IS THE MEMBER’S RESPONSIBILITY TO DETERMINE WHAT TAXES, IF ANY, ARISE FROM THESE TRANSACTIONS. MEMBERS ARE SOLELY RESPONSIBLE FOR REPORTING AND PAYING ANY APPLICABLE TAXES ARISING FROM STAKING THROUGH THE COMPANY'S SERVICE AND ALL RELATED TRANSACTIONS, AND ACKNOWLEDGE THAT THE COMPANY DOES NOT PROVIDE INVESTMENT, LEGAL, OR TAX ADVICE TO A MEMBER IN CONNECTION WITH SUCH ELECTION TO PARTICIPATE. A MEMBER SHOULD CONDUCT THEIR OWN DUE DILIGENCE AND CONSULT ADVISORS BEFORE MAKING ANY INVESTMENT DECISION INCLUDING WHETHER TO PARTICIPATE IN SERVICE AND RELATED TRANSACTIONS. ## Article 4. Use of Marina Protocol Service #### 1. **Effect and modification of Terms of Service** The Company, if deemed necessary, can modify these Terms of Service to the extent that it does not violate the relevant laws and regulations. Any modified contents shall be announced or notified by Company via electronic methods, including, but not limited to : email address, electronic notice in the Service or pop-up message. Please note that a user or member acknowledges and accepts that these Terms of Service and/or the Service may be amended, modified, or altered at any time without a notice at discretion of the Company. Continued use of the Service after any modifications of these Terms of Service shall constitute the user or members consent and acceptance of any such changes, modifications, or alterations. If a user or member does not agree to the revised Terms of Service, the user or member may terminate the Service Agreement through discontinuation of use of Service or withdraw membership at any time. The date of the most recent modifications will be indicated at the top of these Terms of Service. #### 2. **Registration** Those who wish to be a Member must complete registration according to the Marina Protocol Service registration procedure as below to use the service. All responsibilities are bound to the User for registering with wrong ID, password etc. If a Member mistakenly selects a Google or Apple account for account creation, all responsibility lies with the Member. The PIN number and mnemonic key entered during account creation are not stored or managed separately, and Company cannot provide assistance in case of loss. 1\) Marina Protocol Service Registration Procedure * Install Marina Protocol application * Login with social media account (Google, Apple) * Set PIN number (6 digits) * Enter referral code (optional) * Set Nickname (minimum 4 characters, maximum 15 characters, alphanumeric) * Marina Protocol Service account created 2\) Wallet attachment process * Install Marina Protocol application * Created Marina Protocol Service account * \[Wallet] - \[Restore Existing Wallet] * Register Mnemonic Key * Wallet attached #### 3. **User and Member’s Consent and Negligence** By using the Company’s Service, user or member agree with following conditions under the applicable law: * User or member has all necessary knowledge to deal with digital items and/or Blockchain-based systems, have a full understanding of their framework, are aware of all the merits, risks and any restrictions associated with digital assets. * User or member will neither use the Service for any illegal activity nor shall be engaged in any illegal activity. * A user or member solely controls their credentials (email address, password or other information provided for the purpose of the Service use) and does not act on behalf of any third party. * To ensure a healthy service environment, each member is required to use only one account for accessing the service. If a Member is found to be using multiple accounts, the Company reserves the right to take measures to restrict the service usage on those accounts. Please note that the usage of multiple accounts may lead to consequences such as service restrictions or other actions taken by the Company. It is important to comply with this policy and maintain a fair and equitable service environment for all users. * To provide better Service, the Company may display in the Service Page or send out via email various information including notices, admin messages and other advertisements regarding use of the Service. If a user or member does not wish to receive such email, please contact our customer service at #### 4. Warranty THE SERVICE MAY CONTAIN CONTENTS OF THE COMPANY’S PARTNERS, VENDORS, GAME DEVELOPERS, ETC. AND/OR LINKS TO THIRD-PARTY WEBSITES AND SERVICES. SUCH SERVICES AND/OR LINKS ARE PROVIDED FOR USERS’ CONVENIENCE, AND THE COMPANY DOES NOT GUARANTEE, SUGGEST OR IMPLY THE SAFETY OF ANY THIRD-PARTY WEBSITE OR THE LEGALITY OR CONFORMITY OF ANY SUCH THIRD-PARTY SERVICE. THE COMPANY IS NOT RESPONSIBLE FOR MAINTAINING ANY MATERIALS REFERENCED FROM ANOTHER SITE, AND MAKES NO WARRANTIES, NOR ENDORSEMENT FOR THAT SITE OR RESPECTIVE SERVICE. THE COMPANY ASSUMES NO OBLIGATIONS IN THE EVENT OF ANY DAMAGE OR LOSS, OR ANY OTHER IMPACT, DIRECTLY OR INDIRECTLY RESULTING FROM THE USE OF ANY CONTENT, GOODS OR SERVICES AVAILABLE ON OR THROUGH ANY SUCH THIRD-PARTY SERVICES AND RESOURCES. PLEASE ALSO NOTE THAT THESE SERVICES MAY HAVE THEIR OWN POLICIES. THE COMPANY IS NOT RESPONSIBLE NOR LIABLE IN ANY WAY TO YOU OR ANY THIRD PARTY IN RESPECT OF THOSE POLICIES. #### 5. Updates The Company may deploy or provide patches, updates, upgrades, content or other modifications to the Services for reasonable purposes. These updates may result in the Services being temporarily unavailable. In certain circumstances, we may suspend, withdraw or disable the Service for longer periods while we deploy these updates. Service suspension due to any of the causes shall be notified or announced through email or pop-up message from the Service. Any causes that the Company is unable to predict, nor control shall be an exception of prior notification or announcement. However, even for such exceptional causes, the Company shall exert its utmost effort to recover the Service at the earliest possible time. #### 6. Naming Policy Naming Policy is applicable to all names selected by users in the Service provided by the Company. Generally, all IDs can be created without any restriction. However, the names that violate the naming policy shown below can be arbitrarily deleted or changed at the sole discretion of the Company. * Any form of name that is offensive to others (including, but not limited to, abuse, slander, criticism, violent words) * A name that is anti-social and contrary to applicable laws * A name related to illegal activities * A name that slanders or defames specific group, race or religion * A name that may invade the trademark rights of other third parties * A similar name that impersonates another user * A name deemed to have advertising intent (including the purpose of promotion and profit of a specific organization) * A name related to Marina Protocol Service etc. (A name that may mislead service provision of the Company. Examples include Marina Protocol Team, Administrator, Operator, assistant and NPC impersonation) * A name that slanders or defends a specific politician or political party. * Other names that may impede healthy Service operation. The Company may take prompt action in accordance with the Naming Policy on names that may not be on the list above, but may cause discomfort to other users. #### 7. Fraud Policy Fraudulent activity within the service refers to any activity that intentionally deceives other users for profit. The Company may restrict fraudulent users to create a healthy Marina Protocol Service environment. Recovery measures for damages incurred by fraudulent activity are not provided, for such damage is caused by personal carelessness and negligence. #### 8. **Account Theft Policy** * Account theft refers to any activity that damages a member's account information (including, but not limited to, Marina Protocol Google or Apple ID, password, email, asset, private key, recovery phrase, mnemonic key etc.) by extortion of information registered in the account. * Account theft is a violation of applicable laws and regulations, and the Company is not responsible for any civil or criminal actions that may occur internally or externally to users in such violation. In addition, if it is confirmed that the personal information of another user has been used illegally without consent of the user, the use of Service of all accounts related to account theft may be restricted. * IN THE CASE OF ACCOUNT THEFT, RECOVERY MEASURES FOR INCURRED DAMAGES ARE NOT PROVIDED, FOR SUCH ACCOUNT THEFT IS FULLY ATTRIBUTABLE TO THE USER WHO HAS FAILED TO FULFILL OWN OBLIGATION TO PROTECT PERSONAL INFORMATION. #### 9. **Failure Recovery Policy** Digital assets that have been lost due to technical errors or bugs while using the Service will be recovered to the extent to which the Service is not overwhelmed, after record confirmation. However, changed data attributed to personal carelessness and negligence of the user or member cannot be recovered. #### 10. **Protection and Use of Personal Information** The Company, pursuant to the related law, strives to protect member’s personal information, and complies with the related law and Company’s Privacy Policy regarding protection and use of Personal Information. On the contrary, excluding the Service provided by the Company, the Company’s Privacy Policy does not apply to the linked services and such linked services are bound to the service provider’s Privacy Policy. Pursuant to the characteristics of the Service, introductory information such as nickname, character picture which are irrelevant to the member’s personal information may be disclosed. The Company does not provide member’s personal information without consent of the account holder unless requested by the national institutions to abide by the related law. The Company is not responsible for damage done with exposure of personal information due to attributable reasons of the member. ## Article 5. Obligations of Contracting Parties #### **1. The following activities are prohibited** * Inappropriate or unjustifiably use of other user or member’s account and password. * Actions that disrupt the operation of the service with multiple accounts. * Violate or infringe other rights of the Company or a third-party including copyright. * Cause malfunction of equipment, and/or destroy and disrupt information related to the Service. * Collect, store and/or disclose other member's personal information. * Circulate false information to provide oneself or others with proprietary benefits, or to damage others. * Publish any information (including computer program) prohibited by the relevant laws and regulations. * Impersonate any officer or administrator of the Company or Partners, or illegally use another user’s name. * Other Illegal acts or any act that impedes operation of the Service. * The management and responsibility of protection of the private key, log in account, log in password, private key password, PIN number, mnemonic key, and, recovery phrase (collectively “generated information”) related to the Service of the Marina Protocol etc. such as digital asset transfer, swap etc. is with the user and the member. It should not be used by a third party. * If the user or the member’s generated information has been stolen, exposed, lost, or damaged, the Company can’t provide any help as per characteristics of decentralized service * If the user or the member has lost an access to their Marina Protocol or generated information and did not separately save it in the backup and lost access to all previously accessed digital asset, the responsibility of such result is solely with the user and the member and acknowledge and agree that the Company is not responsible for it. * The lost digital asset can’t be returned. * Unless a user or member abides by the relevant laws and regulations, these Terms of Service and all policies of the Company, his/her use of the Service and online activities may be investigated; his/her use of the Service may be temporarily or continuously suspended. #### 2. **Suspension on Use of Service** | Activity | Description | Level of Penalty | | :----------------------------------------------------------: | :-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------: | :-------------------------------------------------------------------------------------------------------------------------------------------------: | | Contents Abuse / Use of Bug | The act of seriously impacting the system and Marina Protocol Service operation through abusing abnormal contents and bugs in Marina Protocol Service | Permanent Account Suspension | | Impersonating Marina Protocol Team and member of the Company | The act of confusing other users or any such attempt through impersonation | Permanent Account Suspension | | Fraudulent Activity | The act of deceiving other users to gain improper advantage. Any clearly identified attempt for such purposes | Permanent Account Suspension | | Account Theft | Accounts that have traded or hold assets reported for account theft | Permanent Account Suspension | | Multi-account usage | Engaging in the act of creating and holding multiple accounts, which disrupts the functioning and operation of the system and Marina Protocol Service | Permanent Account Suspension | | False Report | The act of falsely reporting account theft and fraudulent activity/defective users with false information |

1st: 10 days Account Suspension
2nd: 30 days Account Suspension
3rd: Permanent Account Suspension

| | Naming | The act of creating name/ID in Marina Protocol Service that includes: content that is contrary to the applicable laws and social order, abusive language and obscenity | Permanent Account Suspension | | Use and Dissemination of Illegal Programs | The act of impacting Marina Protocol through use of illegal programs and software/hardware not provided by Marina Protocol Service. Any clearly identified dissemination of method for such act | Permanent Account Suspension | | Abnormal Service Access | Abnormal access confirmed by monitoring and system | Permanent Account Suspension | | Interfering with Operation and Use of Service | Any act of disregarding warnings of the Company or interfering with Marina Protocol Operation & Any act not listed above, that deliberately/repetitively interferes with Service Use of other users by abusing Marina Protocol contents |

1st: 3 days Account Suspension

2nd: 10 days Account Suspension
3rd: 30 days Account Suspension
4th: Permanent Account Suspension

| * The application of the above suspension may be adjusted at the discretion of the Company depending on the nature of each case. * In the case of violations of multiple policies, the highest penalty of the violations, or the aggravation of penalties can be applied. * Second or higher levels of penalty may be applied to users who are conducting uncivil behaviors in Marina Protocol Service or interfering with the order of the Service. * IN CASES THAT ARE NOT SPECIFICALLY STATED IN THE ABOVE SUSPENSION, IF AN ACT IS DETERMINED TO CAUSE/POSSIBLY CAUSE SERIOUS ISSUES IN/OUTSIDE OF MARINA PROTOCOL SERVICE, THE USE OF THE SERVICE MAY BE RESTRICTED IN ACCORDANCE WITH THE COMPANY’S TERMS OF SERVICE #### 3. **User Responsibility** Through use of the Service, user and member are deemed to have fully agreed that they are solely responsible for the use of login and password of their account, protection of any registration data provided for account creation, and for any actions conducted during account usage. A User and member shall not share generated information such as account related to the Service, password, recovery phrase, PIN number, mnemonic key, and private key to anyone and shall manage and protect it by him/her self. A user and member hereby agree with the following conditions related to the in-game item and digital asset. * The Service provided by the Company refers to the inclusive entirety of the Company provided website, wallet and such, which is accessible through PC, tablet, mobile or any electronic device. The Company is not responsible for any in-game and/or digital assets related. * The responsibility of the Company is only with the service operation and management and it does not act as an intermediary of seller or buyer of in-game item and/or digital asset. The user and the member are fully and directly responsible for trade between parties and shared information. * The Marina Protocol WALLET password, PIN number, mnemonic key, and private key are not saved anywhere and those are information that Member must manage. All transactions are processed by signature by the Member. Thus, the PIN number, mnemonic key, and private key required for transaction signature must be managed by the Member and strengthen its security. Member is responsible for the entire management. #### 4. **Use Restrictions in High-Risk regions** To prevent illegal activities, including money laundering, while using Marina Protocol Services, the Company reserves the right to designate high-risk regions in accordance with international guidelines such as OFAC Sanctioned Countries, and restrict access to Marina Protocol Services in those regions. The following regions have been designated as high-risk regions and access to Marina Protocol Services is restricted in those regions. This list may be subject to change to comply with international guidelines or regulations. * Cuba, Iran, North Korea, Russia, Syria, regions of Ukraine (Crimea, Donetsk, Luhansk), The Balkans, Belarus, Burma(Myanmar), Central African Republic, Congo, Ethiopia, Iraq, Lebanon, Libya, Sudan, Venezuela, Yemen, Zimbabwe ## Article 6. Service Termination If a member wishes to terminate the Service, the member may withdraw membership in accordance with procedures set by the Company through membership withdrawal function. 1. Upon withdrawal, a member cannot sign-in to Marina Protocol Service and use of the Service is restricted. 2. Upon withdrawal, all information related to Marina Protocol Service is deleted and cannot be recovered. 3. All SURF POINT, BAY POINT held by the user will be permanently deleted (burned) upon withdrawal before the on-chain wallet feature is activated. 4. After the on-chain wallet feature is activated, member must convert their held SURF POINT, BAY POINT to SURF TOKEN, BAY TOKEN before withdrawing. If member have SURF POINT, BAY POINT in Spending, withdrawal will not be possible. 5. If there are any pending transactions or activities within Marina Protocol, the withdrawal request will not be possible. Please complete all pending transactions before proceeding with the withdrawal. 6. Upon withdrawal, you cannot re-register with the same email address. 7. Upon completion of termination, a member’s information will be removed from the Service. However, due to technological characteristics of Blockchain, data related to Blockchain cannot be deleted. 8. For Marina Protocol WALLET that directly manages the mnemonic key and private key, all authorities such as member registration, termination, signature are with the member and a member can terminate the Service by deleting Marina Protocol WALLET and mnemonic key and private key without separate termination process. ## Article 7. Copyright #### 1. **Property of Copyright** The copyright and the other intellectual property of the entire Marina Protocol Service and contents in the Service made by the Company belongs to the Company.\ The user and the member must not use information belonging as an intellectual property of the Company or a provider acquired during service use provided the Company by replicating⋅transmitting etc. (includes editing, publishing, performing, distributing, broadcasting, writing derivative content etc.) for profit or make other use it without prior consent by the Company or the provider. The Company, with the below methods and conditions, permits the user and the member to use communication, image, sound, and all materials and information (the “User Contents”) including chat texts related to the Service or displayed in the Service uploaded or sent by the member or other user through the Service. * Using, changing in form of editing and modifying such User Contents (can be used in any kind of form such as publicating, replicating, performing, transmitting, distributing, broadcasting, writing derivative content etc. and has no restriction of use period or location) * Shall not do acts such as selling, renting, and transferring User Contents for the purpose of trading without prior consent of the user who created the User Content. * The Company does not use member’s User Contents which are not displayed within the Service or integrated with the Service (e.g. posts uploaded in users’ bulletin) and the User or the member can delete such User Contents anytime. * The Company, with its discretion, can delete or transfer posts uploaded or submitted in the Service by the user or the member without prior notice if it is confirmed as a violation of Article 5 Obligations of Contracting Parties and may reject its application. * The user or the member who’s profit has been invaded legally due to posted information in community, bulletin operated by the Company can submit a deletion of such information or refutation to the Company. The Company shall promptly act with necessary action and notify the applicant. #### 2. **Obligation of the User and the Member** The user and the member can not replicate, transmit, distribute, use the Service or all materials included without written prior consent of the Company and can not use the Service or all materials included for the commercial purpose of an individual. Thus, the user and the member can not lease, sell below license, transfer the Service or inclusive materials. The user and the member is prohibited from deleting, hiding, or editing content, property, intellectual property or any or all rights related to the Service. During use of the service, the user and the member must not display the third party’s product or the Service such as the Company or third service provider’s name, brand, etc or have the same display with the third party’s business or generate or use similar display. This article remains in effect during the service operation of the Company and applies constantly after end of service use or termination of the membership. ## Article 8. Indemnification and Immunity #### 1. **Indemnification for Damage** The Company or user and the member have a responsibility to indemnify the damage if one violates the terms and does damages to the other party unless it was intentional or negligence. If the Company signed a partnership with a separate service provider and provides the separate service to the member and the user or the member agrees with the terms and conditions of this separate service and if the separate service provider does damage to the individual with intention or by negligence, the separate service provider has responsibility for the damage occurred. #### 2. **Company’s Immunity** The Company is not responsible for not being able to provide service due to natural disaster or force majeure of such level. \ The Company is not responsible for damages caused by other reasons such as remuneration, replacement, regular inspection, and construction of service facilities unless it was the company's intentional or negligence.\ The Company is not responsible for the failure of using the service due to the intentional or negligence of the user or member unless the user or member has an inevitable or legitimate reason.\ The Company is not responsible regarding the reliability and accuracy of information and data etc. published by the user or member in relation to the service unless intentional or with negligence.\ The Company is not obliged to intervene in transactions or disputes caused by the user or other members or others, and is not responsible for damages.\ The Company is not liable for damages incurred to the users or members regarding the use of the services provided. Unless, it is the company's intentional or negligence.\ The Company is not responsible when users or members did not earn expected profit or loss while using the Service.\ The Company is not responsible for the price fluctuations of digital assets etc. of the user and the member.\ The Company is not responsible for issues occurring with personal information management such as Google ID, Apple ID, PIN number, password, email, mnemonic key, private key, etc. due to negligence of the user or member.\ The Company is not responsible if the function of the service cannot be used due to changes in electronic devices such as PCs and mobile devices, changes in mobile number, changes in the operating system (OS) version, changes in overseas roaming, and telecommunications company, unless it is the company's intentional or negligence. \ The Company is not responsible if the user or the member deleted the account information provided by the Company, unless it is the company's intentional or negligence.\ The Company is not responsible for the loss occurred during the service use by a guest who is not a member, unless it is the company's intentional or negligence. ## Article 9. Others #### 1. **Governing Law and Jurisdiction** These Terms of Service shall be governed by Republic of Korea law and shall be interpreted, governed and construed accordingly. User and member consent to designate the courts of Republic of Korea as the competent court for any disputes or lawsuits arising in relation to these Terms of Service or Privacy Policy. #### 2. **Language** * User and member agree that even in the event that the translated version of the English Terms of Service is provided, the translated version is provided only for convenience of the user and member, and solely the English Terms of Service shall apply to the relation between the user and the Company. * In the event of discrepancies between the English Terms of Service and any translated version of the Terms of Service, the English Terms of Service shall be prioritized. #### **3. Possibility of Separation** If any part of these terms of service is found illegal, invalid, or unprecedented in relevant local laws or jurisdictions of related courts, the relevant provisions are abolished and the remaining terms and conditions are continuously valid. # Child Safety Standards Policy This Terms of Service was last updated on 24th February 2025. ## Child and Youth Protection Policy Lazy Surfers Co., Ltd. operates its services with the utmost priority on the safety of children and youth. The following policy applies to all services provided by Lazy Surfers ## Article 1. Objectives of the Child and Youth Protection Policy The company aims to protect children and youth from harmful environments, both mentally and physically, while fostering a healthy service usage environment. To achieve this, we comply with the *Youth Protection Act*, the *Act on Promotion of Information and Communications Network Utilization and Information Protection*, and *Google Play's Child Safety Standards Policy*. ## Article 2. Access Restrictions and Management Measures for Children and Youth To provide services suitable for children and youth, the company implements the following management measures: 1. **Age Restriction for Service Use**\ Marina Protocol is available only to adults aged 18 or older. This is clearly stated in our terms of service and operational policies, and access by minors is strictly restricted. 2. **Reporting System and Sanctions**\ Harmful content related to youth is immediately blocked and sanctioned through our reporting system. Users can report child safety concerns within the app via email () or through an in-app reporting form. All reports are promptly reviewed and addressed. 3. **Compliance with Relevant Laws and Reporting**\ The app complies with all relevant child safety laws, and any violations are promptly reported to local or national authorities. ## Article 3. Training for Staff on Child and Youth Protection The company provides education for child protection officers and service managers on topics such as: * Relevant laws on youth protection and child safety. * Standards for sanctions. * Procedures for responding to harmful information. * Reporting processes for violations. ## Article 4. Obligations of Contracting Parties **Child Protection Officer & Youth Safety Manager**\ Name: Seungho Song (Co-Founder)\ Phone: +82 10-5540-4745\ Email:
The Child and Youth Protection Policy has been established to ensure the safety of users, especially children and youth. Marina Protocol is committed to providing a safe and responsible communication environment for all users.